About Betterate — Cross-Border Mortgage Advisory

Betterate is an economist-led mortgage advisory firm founded by Avner Golani, a financial expert with more than 20 years of experience navigating complex mortgage landscapes. From our offices in Kadima, Israel, and Limassol, Cyprus, we arrange financing for Israeli investors purchasing residential and investment property in Cyprus and Greece.

Unlike a broker who simply forwards paperwork, we prepare every file as an economist. We stress-test it against each lender's criteria before submission, present a coherent financial narrative to the underwriter, and negotiate the terms ourselves. That is why our clients consistently secure better rates and stronger loan-to-value outcomes than a remote application achieves.

Our track record includes hundreds of successful mortgage negotiations with Israel's leading banks and a portfolio of complex, high-value cross-border transactions, including client portfolios in the €5–10 million range. We are a member of the Israeli Mortgage Association and work directly with Cyprus banks such as Hellenic Bank and Bank of Cyprus, as well as lenders in Greece.